#1 Austin Board of Realtors Team 2024#1 Austin Board of Realtors Team 2024
Welcome to the charming 109 San Mateo Terrace in the heart of Cedar Park! This property offers a rare and versatile detached unit. Perfect for a private home office, creative studio, guest retreat, gym, or additional flex space. The main residence features a comfortable layout with plenty of potential to make it your own, all in a well-established neighborhood near shopping, dining, parks, and major roadways. Qualified buyers may receive a lender credit equal to 1% of the loan amount when financing through the seller’s preferred lender. Contact the listing agent for full details.
Property Type
Residential
Year Built
1997
Lot Size
0.19 acres
$/Sq Ft
$224
Garage
2 spaces
Listed by Serhant Texas, LLC
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
1 record on file
Every recorded sale and lease at 109 San Mateo TER, whoever represented it.
Verified property facts
109 San Mateo TER is listed at $495,000 with 3 bedrooms, 2 full bathrooms, 2,211 square feet, 0.19-acre lot.
109 San Mateo TER is zoned for Leander ISD with assigned schools: Westside (elementary), Cedar Park (middle), Cedar Park (high). School assignments should be verified directly with the district.
109 San Mateo TER is a Residential built in 1997 featuring 3 bedrooms, 2 full bathrooms, 2,211 square feet, 0.19-acre lot.
109 San Mateo TER is listed by Serhant Texas, LLC. Keenan Group at Compass presents this IDX listing and provides the accompanying market analysis using MLS Grid / Unlock MLS data reviewed as of Aug 21, 2026.
The most recent annual property tax for 109 San Mateo TER is $9,097. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
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Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
Listed with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2026-3.5% | — | $459,208 | $98,500 | $360,708 |
2025 | — | $475,736 | $109,000 | $430,526 |
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($99K)
$495,000
Luxury property intelligence
A sourced read on Emerald Oaks pricing, timing, and property scale. No automated valuation claim.
List price
$495,000
Price per sqft
$224/sqft
Vs. Emerald Oaks median
Not available
Days on market
2 days
Original to current
No verified reduction
$495K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Aug 21, 2026.
Request Private Market AnalysisZIP-level neighborhoods, schools, lifestyle, and Austin market context
District guide, nearby schools, and homes by attendance area
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Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
With 20% down ($99,000) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 109 San Mateo TER is around $3,327 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
As of Aug 21, 2026, 109 San Mateo TER is offered at $495,000. The current MLS snapshot shows 220 active listings in 78613. Keenan Group has completed 21 verified transactions in 78613 within its 1,000+ completed transactions and $1B+ career volume across Austin.
109 San Mateo TER includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
3 events on record
Current Price
$495,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2026-3.5% | — | $459,208 |
| $98,500 |
| $360,708 |
2025 | — | $475,736 | $109,000 | $430,526 |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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