
HOMEOWNER TO HOMEOWNER FINANCING - BELOW-MARKET Interest Rate 4.5% - ONLY 4.5% DOWN! Own this 4-bed, 2.5-bath, 2,466 sq ft home in Cool Springs, Kyle with just ~4.5% down (~$21,150). Not lease-to-own - true ownership with title at closing. Fixed $3,500/mo (taxes & insurance incl., HOA separate) at a rate lower than today's banks. 27-year loan from homeowner - no bank approval needed. Fast close, simple qualification based on income, not credit score. No SSN required, ITIN welcome, no bank verification. Built 2019 with 3-car garage, granite kitchen, flex office space, multiple living areas, and fenced yard with storage shed. Minutes to I-35, shopping, San Marcos & Austin. Rare terms - act fast! Also eligible for a 4% VA Assumable loan. Financiamiento de Dueno a Dueno – No necesita banco! Solo 4.5% de enganche (~$21,150). Propiedad de 4 recamaras, 2.5 banos, con 2,466 pies, construida en 2019 con cochera 3 autos, cocina con isla de granito y patio trasero con bodega. No es renta con opcion a compra – usted recibe el titulo en el cierre. Pago fijo de $3,500/mes (impuestos y seguro incluidos; HOA por separado) con tasa mas baja que los bancos. Prestamo de 27 anos directo del dueno — sin aprobacion bancaria. Cierre rapido, calificacion sencilla, ITIN aceptado, sin verificacion bancaria.
Property Type
Residential
Year Built
2019
Lot Size
0.21 acres
$/Sq Ft
$191
HOA
$55/mo
Garage
8 spaces
Listed by All City Real Estate Ltd. Co
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
136 Copper LN is listed at $470,000 with 4 bedrooms, 2 full, 1 half bathrooms, 2,466 square feet, 0.21-acre lot. This places it above the 78640 median of $425,000.
136 Copper LN is zoned for HaysCONSISD with assigned schools: Tobias (elementary), D J Red Simon (middle), Lehman (high). School assignments should be verified directly with the district.
136 Copper LN is a Residential built in 2019 featuring 4 bedrooms, 2 full, 1 half bathrooms, 2,466 square feet, 0.21-acre lot.
136 Copper LN is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
The most recent annual property tax for 136 Copper LN is $9,126. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Price Change with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $404,610 | $84,960 | $319,650 |
HaysCONSISD
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($94K)
$470,000
Luxury property intelligence
A sourced read on Cool Spgs Ph 1 pricing, timing, and property scale. No automated valuation claim.
List price
$470,000
Price per sqft
$191/sqft
Vs. Cool Spgs Ph 1 median
Not available
Days on market
56 days
Original to current
$30K reduction
$500K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Jun 21, 2026.
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Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
With 20% down ($94,000) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 136 Copper LN is around $3,199 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
At $470,000, 136 Copper LN is in the Cool Spgs Ph 1 market where there are currently 582 active listings in 78640. The Keenan Group has completed 6 transactions in 78640 as part of 1,000+ career sales totaling $1B+ across Austin.
136 Copper LN was built in 2019, making it 7 years old with relatively recent construction.
136 Copper LN includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
136 Copper LN is part of a managed community with HOA dues of $55 monthly. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
7 events on record
Current Price
$470,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $404,610 | $84,960 | $319,650 |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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