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Keenan Group#1 Austin Board of Realtors Team 2024

$1,349,990

4Beds
4.5Baths
5,029Sq Ft
1.90 acresLot

14049 Indian Bluff Rd, Temple, TX 76502

Reduced 4%$1,399,990
Temple·MLS# 1028698·Built 2006·69 days on market

4 bed, 4 bath, 5,029 sqft on 1.90 acres in Temple. Temple, TX 76502. $1,349,990. Belton ISD.

About This Home

Backing directly to Corps of Engineers land, this home has a shoreline that can never be built on — a rare guarantee on Lake Belton. A former Parade of Homes model built by Larry Lilly, the home sits on 1.9 acres on a deep, protected cove, with lake access for fishing, kayaking, and paddle boarding from the backyard.Inside: 5,029 square feet, 25-foot ceilings, and a stone fireplace. The main level offers a primary suite, a second bedroom, a dedicated office, and a large dining room. Upstairs adds two large bedrooms, a loft, and a media room with a wet bar.Outside: a salt water pool, an oversized workshop/boat house, and a 3-car garage with additional storage for lake gear.A separate, updated 629-square-foot one-bedroom, one-bath cottage adds guest space — or rental potential — beyond the main house.Zoned to Belton ISD. Minutes from area shops and restaurants, and 10 miles from Mary Hardin-Baylor.Schedule a tour to see it in person.

Property Type
Residential
Year Built
2006
Lot Size
1.90 acres
Price / Sq Ft
$268
Garage
3 spaces
Pool
Yes

Listing information last updated October 20, 2026.

Listed by Pacesetter Properties

MLS# 1028698 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

Private pool and outdoor entertaining setup
3-car garage with additional parking capacity
Generous 1.90-acre lot
Breakfast Bar
Ceiling Fan(s)
Beamed Ceilings

Facts & Features

Interior

Features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Beamed Ceilings
  • Ceiling-High
  • Ceiling-Vaulted
  • Crown Molding
  • Kitchen Island
  • Open Floorplan
  • Track Lighting

Appliances

  • Cooktop
  • Dishwasher
  • Gas Cooktop
  • Gas Range
  • Microwave
  • Oven
  • Range
  • Refrigerator

Flooring

  • Carpet
  • Tile
Heating
Central
Cooling
Ceiling Fan(s),Central Air
Fireplaces
2
Exterior & Lot

Features

  • Gas Grill

Construction

  • Hardi
  • Plank Type
  • Spray Foam Insulation
  • Masonry – All Sides

Lot Features

  • Gentle Sloping
  • Road Maintenance Agreement
  • Sloped Down
  • Trees-Large (Over 40 Ft)
  • Views

Fencing

  • Chain Link
  • Partial

Foundation

  • Slab

Patio / Porch

  • Enclosed
  • Front Porch
  • Patio
  • Porch
Roof
Composition
Lot Size
1.90 Acres

Parking

  • Attached
  • Circular Driveway
  • Garage
  • Garage Door Opener
Garage Spaces
3
Pool
Yes

Waterfront

  • Lake Front
  • Lake Privileges
Financial
Original List Price
$1,399,990
Price per Sq Ft
$268
Utilities
  • Cable Connected
  • Electricity Connected
  • Phone Connected
  • Water Connected
Water Source
Private
Sewer
Aerobic Septic

Transaction History

1 record on file

Every recorded listing, sale, and lease at 14049 Indian Bluff RD, whoever represented it.

  1. ActiveListed 2026
    Current price: $1,349,990Original list: $1,399,990MLS 1028698
    1. Listed · August 14, 2026$1,399,990
    2. Price changed · September 6, 2026$1,349,990

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

Price & Listing History

Price Change with current price, original ask, and market time.

View Timeline
Current list
$1,349,990
Original list
$1,399,990
Price movement
$50K reduction
Listed / DOM
Aug 14, 2026 · 69 days

Virtual Tour

Virtual tour of 14049 Indian Bluff Rd
Map showing 14049 Indian Bluff RD
14049 Indian Bluff RD
Directions

Zoned Schools

Belton ISD

1 High School1 Middle School1 Elementary School

Lake Belton

High SchoolGrades 9-12Zoned assignment

Lake Belton

Middle SchoolGrades 6-8Zoned assignment

High Point

ElementaryGrades K-5Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$7,419

Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.

20% ($270K)

Adjustable assumption - not a lending recommendation.

$1,349,990

Loan: $1.1M
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-22
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Keenan Market Position

A sourced read on Temple pricing, timing, and property scale. No automated valuation claim.

List price

$1,349,990

Price per sqft

$268/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

69 days

Original to current

$50K reduction

$1.4M original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 20, 2026.

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Verified property facts

Frequently Asked Questions

How much is 14049 Indian Bluff Rd?

14049 Indian Bluff Rd is listed at $1,349,990 with 4 bedrooms, 4 full, 1 half bathrooms, 5,029 square feet, 1.90-acre lot. This places it above the ZIP 76502 single-family closed-sale median price of $274,000 (ZIP 76502 geography · single-family closed sales · median sale price · trailing 12 months as of Oct 22, 2026).

What school district is 14049 Indian Bluff Rd in?

14049 Indian Bluff Rd is zoned for Belton ISD with assigned schools: High Point (elementary), Lake Belton (middle), Lake Belton (high). School assignments should be verified directly with the district.

What are the property details for 14049 Indian Bluff Rd?

14049 Indian Bluff Rd is a Residential built in 2006 featuring 4 bedrooms, 4 full, 1 half bathrooms, 5,029 square feet, 1.90-acre lot.

What are the property taxes for 14049 Indian Bluff Rd?

The most recent annual property tax for 14049 Indian Bluff Rd is $16,476. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 14049 Indian Bluff Rd?

This page does not assume a mortgage rate or publish a monthly payment for 14049 Indian Bluff Rd. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 14049 Indian Bluff Rd compare with other homes in Temple?

As of Oct 20, 2026, 14049 Indian Bluff Rd is offered at $1,349,990. The current MLS snapshot shows 76 active listings in 76502.

What is the water access at 14049 Indian Bluff Rd?

The MLS listing marks 14049 Indian Bluff Rd as waterfront. The reported waterfront feature is Lake Front, Lake Privileges. Confirm shoreline access, dock rights, and floodplain status from current property documents during due diligence.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Temple

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

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Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 10/20/2026, 10:06:15 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Last updated: 10/20/2026, 10:06:15 AM

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