182 Elm Wood DR, Elgin, TX 78621

2.25% Assumable Interest Rate; potential for huge monthly savings compared with current rates. Discover the charm of country living in The Arbors at Dogwood Creek in Elgin. Surrounded by mature trees and peaceful views; 3 beds, 2 baths, separate office and dinning spaces; this home offers privacy, space, and an easy going lifestyle just a short drive from Austin.

Inside, spacious rooms live larger than they appear in photos. A bright, open-concept floor plan with dedicated office and dining/flex space is designed for comfortable everyday living and entertaining. Tall windows let in abundant natural light. The remodeled primary bathroom features modern finishes, dual vanity, walk-in shower and soaking tub. Additional interior improvements include paint and bamboo hardwood flooring.

The home also boast newer systems for peace of mind including new HVAC and hot water heater in 2026, added attic insulation, water filtration system, water softener, and less than 10 years old roof. The septic system was installed in 2021 and receives quarterly servicing.

Outside, the 1.05 acre lot provides plenty of room to enjoy the best of country living. Extra covered parking and an impressive 16' x 24' storage building with a 14' x 10 loft' loft space provide exceptional space for recreational vehicles, hobbies, equipment, and projects.

The setting is equally special - hummingbirds visit the front porch, cardinals gather outside the dining room window, and deer wander the yard. Quiet neighbors, mature trees, and star-filled nights create a peaceful retreat, while a friendly HOA provides an added sense of community. This growing area offers the appeal of small-town living with access to Austin and bludgeoning Bastrop. If you're looking for acreage, privacy, flexible spaces, substantial storage, and a peaceful place to call home—with an interest rate that's hard to replicate—this Elgin property is worth a look. Washer, dryer, fridge all convey.