#1 Austin Board of Realtors Team 2024#1 Austin Board of Realtors Team 2024
Discover modern, affordable living at Congress Lofts at St. Elmo, where style, location, and opportunity come together. These contemporary studio lofts start at $150,000, making homeownership in Austin more attainable than ever. This unit includes a reserved parking space. Situated along vibrant South Congress Avenue in the heart of the St. Elmo Arts District, you’ll be surrounded by local boutiques, creative eateries, coffee shops, and live entertainment—all just steps from your front door. It’s city living with true Austin character. Beyond the unbeatable location, Congress Lofts offers thoughtfully designed amenities that elevate everyday living. Residents enjoy a beautifully landscaped courtyard with a resort-style pool, an outdoor kitchen perfect for entertaining, and multiple resident lounges designed for both relaxation and connection—all without stretching your budget. This is a rare opportunity to own a home that blends affordability with modern comfort. This condo is part of the City of Austin’s Affordable Housing Program and is available to income-eligible buyers only at 80% MFI. Affordable. Stylish. Uniquely Austin.
Property Type
Residential
Year Built
2025
Lot Size
0.01 acres
$/Sq Ft
$298
HOA
$88/mo
Garage
1 spaces
Listed by HomeBase
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
4315 S Congress Ave Unit #520 is listed at $159,000 with 0 bedrooms, 1 full bathrooms, 534 square feet, 0.01-acre lot.
4315 S Congress Ave Unit #520 is zoned for Austin ISD with assigned schools: Galindo (elementary), Bedichek (middle), Travis (high). School assignments should be verified directly with the district.
4315 S Congress Ave Unit #520 is a Residential built in 2025 featuring 0 bedrooms, 1 full bathrooms, 534 square feet, 0.01-acre lot.
4315 S Congress Ave Unit #520 is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
4315 S Congress Ave Unit #520 is priced at $298 per square foot across 534 sqft.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Listed with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $109,741 | $11,056 | — |
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($32K)
$159,000
Luxury property intelligence
A sourced read on Congress Lofts at St. Elmo pricing, timing, and property scale. No automated valuation claim.
List price
$159,000
Price per sqft
$298/sqft
Vs. Congress Lofts at St. Elmo median
Not available
Days on market
155 days
Original to current
No verified reduction
$159K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Jun 17, 2026.
Request Private Market AnalysisZIP-level neighborhoods, schools, lifestyle, and Austin market context
District guide, nearby schools, and homes by attendance area
Private Austin CMA, TCAD context, and pricing strategy
Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
The most recent annual property tax for 4315 S Congress Ave Unit #520 is $1,222. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
With 20% down ($31,800) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 4315 S Congress Ave Unit #520 is around $927 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
At $159,000, 4315 S Congress Ave Unit #520 is in the Congress Lofts at St. Elmo market where there are currently 175 active listings in 78745. The Keenan Group has completed 29 transactions in 78745 as part of 1,000+ career sales totaling $1B+ across Austin.
4315 S Congress Ave Unit #520 includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
4315 S Congress Ave Unit #520 is part of a managed community with HOA dues of $88 monthly. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
5 events on record
Current Price
$159,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $109,741 | $11,056 | — |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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