
Welcome to this beautiful home in the highly desirable Vista Ridge neighborhood! This spacious one-story floor plan offers the perfect blend of comfort and functionality, featuring 3 bedrooms, a private office with elegant French doors, and a large bonus room upstairs—ideal for a game room, media room, or guest retreat.
The open-concept design showcases soaring ceilings throughout the main level, creating a bright and inviting living space. The kitchen is a chef's dream with abundant granite countertop space, a center island, and a stylish chef-style vent hood, making meal prep and entertaining effortless.
The spacious primary suite offers a relaxing escape with a walk-in shower, dual vanities, and an oversized walk-in closet you'll have to see to appreciate. At the back of the home, an additional flex room provides the perfect space for a sunroom, craft room, home gym, or playroom.
Step outside to enjoy the covered private patio overlooking the low-maintenance backyard with a full sprinkler system, making outdoor living easy. Energy-efficient Ion Solar panels, still under warranty, help reduce utility costs and add long-term value.
Property Type
Residential
Year Built
2014
Lot Size
0.13 acres
$/Sq Ft
$167
HOA
$335/mo
Garage
2 spaces
Listed by Encore Real Estate
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
640 Loma Cedro BND is listed at $415,000 with 3 bedrooms, 2 full bathrooms, 2,487 square feet, 0.13-acre lot.
640 Loma Cedro BND is zoned for Leander ISD with assigned schools: Camacho (elementary), Leander Middle (middle), Glenn (high). School assignments should be verified directly with the district.
640 Loma Cedro BND is a Residential built in 2014 featuring 3 bedrooms, 2 full bathrooms, 2,487 square feet, 0.13-acre lot.
640 Loma Cedro BND is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
The most recent annual property tax for 640 Loma Cedro BND is $8,424. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Listed with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2026-1.9% | — | $413,270 | $84,500 | $328,770 |
2025 | — | $421,072 | $84,500 | $336,572 |

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($83K)
$415,000
Luxury property intelligence
A sourced read on Vista Ridge pricing, timing, and property scale. No automated valuation claim.
List price
$415,000
Price per sqft
$167/sqft
Vs. Vista Ridge median
Not available
Days on market
22 days
Original to current
No verified reduction
$415K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Jul 31, 2026.
Request Private Market AnalysisZIP-level neighborhoods, schools, lifestyle, and Austin market context
District guide, nearby schools, and homes by attendance area
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Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
With 20% down ($83,000) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 640 Loma Cedro BND is around $2,855 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
At $415,000, 640 Loma Cedro BND is in the Vista Ridge market where there are currently 683 active listings in 78641. The Keenan Group has completed 6 transactions in 78641 as part of 1,000+ career sales totaling $1B+ across Austin.
640 Loma Cedro BND includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
640 Loma Cedro BND is part of a managed community with HOA dues of $335 annually. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
3 events on record
Current Price
$415,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2026-1.9% | — | $413,270 |
| $84,500 |
| $328,770 |
2025 | — | $421,072 | $84,500 | $336,572 |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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