3 bed, 2 bath, 1,288 sqft on 0.24 acres in Temple. Temple, TX 76504. $199,640. Temple ISD.
About This Home
Seller Financing at 6% (Banks Are at 7%+). Beautifully Renovated 3BR/2BA on Quarter-Acre Corner Lot Near Baylor Scott & White
Own for less than rent - seller financing at 6% fixed while bank rates sit above 7%, no bank qualifying. Beautifully renovated 3BR/2BA, 1,288 sqft in the heart of Temple — 1940s character with high-end upgrades throughout: open-concept, single-level living, fresh luxury plank flooring, a fully updated kitchen with gas cooktop, ceiling fans, and a rare primary suite with private bath. Pier-and-beam foundation professionally repaired. Outside: 0.24-acre corner lot, 4-car detached carport, covered front patio, fully fenced backyard, storage shed, and accessibility ramp. Minutes from Baylor Scott & White, Walk Score 73, easy I-35 access.
Terms: $199,640 · $25,000 down · $174,640 note at 6%, 30-yr amort, 5-yr balloon (~$1,047/mo P&I, ~$1,164/mo all-in) — about $143/mo less than the same loan at today's 7.24% bank average (~$8,600 saved over the 5-year term).
- Property Type
- Residential
- Year Built
- 1940
- Lot Size
- 0.24 acres
- Price / Sq Ft
- $155
- Garage
- 4 spaces
Listing information last updated November 3, 2026.
Listed by Texas Signature Realty
MLS# 7162261 • Active
IDX inquiries: Keenan Group at Compass · (512) 415-7653
Highlights
Facts & Features
Interior
- Ceiling Fan(s)
- Multiple Dining Areas
- Primary Bedroom on Main
- Storage
- Refrigerator
- Carpet
- Vinyl
- Heating
- Electric
- Cooling
- Electric
Exterior & Lot
- Vinyl Siding
- Back Yard
- Corner Lot
- Few Trees
- Front Yard
- Fenced
- Pillar
- Post
- Pier
- Covered
- Front Porch
- Patio
- Roof
- Asphalt
- Lot Size
- 0.24 Acres
- Additional Parking
- Garage Spaces
- 4
Financial
- Original List Price
- $199,640
- Price per Sq Ft
- $155
Utilities
- Electricity Connected
- Natural Gas Available
- Water Connected
- Water Source
- Public
- Sewer
- Public Sewer
Transaction History
1 record on file
Every recorded listing, sale, and lease at 1121 S 23rd ST, whoever represented it.
- ActiveListed 2026Current price: $199,640Original list: $199,640MLS 7162261
- Listed · September 22, 2026$199,640
Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
Price & Listing History
Listed with current price, original ask, and market time.
- Current list
- $199,640
- Original list
- $199,640
- Price movement
- No verified reduction
- Listed / DOM
- Sep 22, 2026 · 53 days
Zoned Schools
Temple ISD
Temple
Travis
Scott
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.
Illustrative down payment
20% ($40K)
Adjustable assumption - not a lending recommendation.
Home price
$199,640
Loan details
Luxury property intelligence
Keenan Market Position
A sourced read on Temple pricing, timing, and property scale. No automated valuation claim.
List price
$199,640
Price per sqft
$155/sqft
Vs. Neighborhood guide reference price
Not available
Days on market
53 days
Original to current
No verified reduction
$199.6K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Nov 3, 2026.
Request Private Market AnalysisConnect 1121 S 23rd St to the Austin Market
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