#1 Austin Board of Realtors Team 2024#1 Austin Board of Realtors Team 2024
3 bed, 2 bath, 1,288 sqft on 0.24 acres in Temple. Temple, TX 76504. $199,640. Temple ISD.
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White
Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying.
THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available.
THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby.
THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates.
Serious inquiries only. Proof of down payment required with offer.
Verified property facts
1121 S 23rd ST is listed at $199,640 with 3 bedrooms, 2 full bathrooms, 1,288 square feet, 0.24-acre lot.
1121 S 23rd ST is zoned for Temple ISD with assigned schools: Scott (elementary), Travis (middle), Temple (high). School assignments should be verified directly with the district.
1121 S 23rd ST is a Residential built in 1940 featuring 3 bedrooms, 2 full bathrooms, 1,288 square feet, 0.24-acre lot.
1121 S 23rd ST is listed by Texas Signature Realty. Keenan Group at Compass presents this IDX listing and provides the accompanying market analysis using MLS Grid / Unlock MLS data reviewed as of Oct 2, 2026.
The most recent annual property tax for 1121 S 23rd ST is $3,731. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
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2 records on file
Every recorded listing, sale, and lease at 1121 S 23rd ST, whoever represented it.
Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
Listed with current price, original ask, and market time.
Temple ISD
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($40K)
Adjustable assumption - not a lending recommendation.
$199,640
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A sourced read on Temple pricing, timing, and property scale. No automated valuation claim.
List price
$199,640
Price per sqft
$155/sqft
Vs. Neighborhood guide reference price
Not available
Days on market
10 days
Original to current
No verified reduction
$199.6K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 2, 2026.
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This page does not assume a mortgage rate or publish a monthly payment for 1121 S 23rd ST. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.
As of Oct 2, 2026, 1121 S 23rd ST is offered at $199,640. The current MLS snapshot shows 28 active listings in 76504.
1121 S 23rd ST was built in 1940 (86 years ago). Buyers should budget for potential updates to major systems.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
3 events on record
Current Price
$199,640
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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