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Keenan Group#1 Austin Board of Realtors Team 2024

$520,000

4Beds
3Baths
2,400Sq Ft
0.85 acresLot

123 Zacate St, Elgin, TX 78621

Reduced 5%$549,900
Elgin·MLS# 7266393·Built 2023·61 days on market

4 bed, 3 bath, 2,400 sqft on 0.85 acres in Elgin. Elgin, TX 78621. $520,000. Elgin ISD.

About This Home

Welcome to a one-of-a-kind property situated on approximately .85 acres with space, privacy, and versatility. Inside the main home, you’ll find three spacious bedrooms and an open layout that brings the living, dining, and kitchen areas together. The kitchen makes a statement with sleek modern cabinetry, quartz countertops, glass-front accents, built-in appliances, an oversized island with plenty of seating, and a convenient pot filler that home cooks will appreciate. The detached garage features finished interior walls and durable epoxy flooring, creating a clean, polished space for parking, storage, a workshop, or a home gym. The expansive backyard is dotted with beautiful trees and offers endless possibilities for outdoor living - create a garden, add a play area, host weekend gatherings, or design the backyard oasis you’ve been dreaming of. A covered lower-level patio provides a shaded space for relaxing or entertaining, while the rooftop deck is perfect for slow mornings with coffee, colorful Texas sunsets, and evenings spent stargazing. A masonry privacy wall and two gated entrances - one from Zacate Street and another from Monte Vista Drive - add both privacy and convenient access. The property is equipped with a subsurface drip-dispersal septic system, which distributes treated wastewater underground without above-ground septic spray heads. Whole-house water filtration and softener systems convey, along with the appliances in both residences. Located near Tesla, Samsung, Dell Technologies, Austin-Bergstrom International Airport. An adjacent half-acre lot with utilities is also available for purchase separately.

Property Type
Residential
Year Built
2023
Lot Size
0.85 acres
Price / Sq Ft
$217
Garage
2 spaces

Listing information last updated October 20, 2026.

Listed by Realty Texas LLC

MLS# 7266393 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

2-car garage with additional parking capacity
Generous 0.85-acre lot
Breakfast Bar
Built-in Features
Ceiling Fan(s)
Ceiling-High

Facts & Features

Interior

Features

  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Ceiling-High
  • Ceiling-Vaulted
  • Chandelier
  • Quartz Counters
  • Stone Counters
  • Double Vanity
  • Eat-in Kitchen
  • In-Law Floorplan
  • Kitchen Island
  • Multiple Living Areas
  • Open Floorplan
  • Primary Bedroom on Main
  • Recessed Lighting
  • Soaking Tub
  • Stackable W
  • D Connections
  • Storage
  • Walk-In Closet(s)

Appliances

  • Built-In Electric Oven
  • Built-In Electric Range
  • Cooktop
  • Dishwasher
  • Disposal
  • Electric Cooktop
  • Exhaust Fan
  • Microwave
  • Electric Oven
  • RNGHD
  • Refrigerator
  • Stainless Steel Appliance(s)
  • Washer
  • Dryer
  • Washer
  • Dryer Stacked
  • Water Softener Owned

Flooring

  • Carpet
  • Tile
Heating
Central
Cooling
Ceiling Fan(s),Central Air
Exterior & Lot

Features

  • Balcony
  • CCTYD
  • Exterior Steps
  • Rain Gutters
  • Private Entrance
  • Private Yard

Construction

  • Spray Foam Insulation
  • Masonry – Partial
  • Board & Batten Siding

Lot Features

  • Alley
  • Back Yard
  • Cul-De-Sac
  • Private
  • Trees-Small (Under 20 Ft)

Fencing

  • Back Yard
  • Fenced
  • Front Yard
  • Masonry
  • Partial
  • Stone
  • Wood
  • Wrought Iron

Foundation

  • Slab

Patio / Porch

  • Covered
  • Deck
  • Front Porch
  • Patio
  • Porch
  • Terrace
Roof
Composition,Shingle
Lot Size
0.85 Acres

Parking

  • Detached
  • Electric Gate
  • Garage Door Opener
  • Garage Faces Front
  • Gated
Garage Spaces
2
Financial
Original List Price
$549,900
Price per Sq Ft
$217
Utilities
  • Electricity Connected
  • Sewer Connected
  • Water Connected
Water Source
Public
Sewer
Public Sewer,Septic Tank

Transaction History

1 record on file

Every recorded listing, sale, and lease at 123 Zacate ST, whoever represented it.

  1. ActiveListed 2026
    Current price: $520,000Original list: $549,900MLS 7266393
    1. Listed · August 22, 2026$549,900
    2. Price changed · September 9, 2026$544,900
    3. Price changed · September 23, 2026$534,900
    4. Price changed · October 19, 2026$520,000

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

Price & Listing History

Price Change with current price, original ask, and market time.

View Timeline
Current list
$520,000
Original list
$549,900
Price movement
$29.9K reduction
Listed / DOM
Aug 22, 2026 · 61 days

Virtual Tour

Virtual tour of 123 Zacate St
Map showing 123 Zacate ST
123 Zacate ST
Directions

Zoned Schools

Elgin ISD

1 High School1 Middle School1 Elementary School

Elgin

High SchoolGrades 9-12Zoned assignment

Elgin

Middle SchoolGrades 6-8Zoned assignment

Elgin

ElementaryGrades K-5Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$2,880

Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.

20% ($104K)

Adjustable assumption - not a lending recommendation.

$520,000

Loan: $416K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
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Keenan Market Position

A sourced read on Elgin pricing, timing, and property scale. No automated valuation claim.

List price

$520,000

Price per sqft

$217/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

61 days

Original to current

$29.9K reduction

$549.9K original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 20, 2026.

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Frequently Asked Questions

How much is 123 Zacate St?

123 Zacate St is listed at $520,000 with 4 bedrooms, 3 full bathrooms, 2,400 square feet, 0.85-acre lot. This places it above the ZIP 78621 single-family closed-sale median price of $282,999 (ZIP 78621 geography · single-family closed sales · median sale price · trailing 12 months as of Oct 21, 2026).

What school district is 123 Zacate St in?

123 Zacate St is zoned for Elgin ISD with assigned schools: Elgin (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.

What are the property details for 123 Zacate St?

123 Zacate St is a Residential built in 2023 featuring 4 bedrooms, 3 full bathrooms, 2,400 square feet, 0.85-acre lot.

What are the property taxes for 123 Zacate St?

The most recent annual property tax for 123 Zacate St is $3,361. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 123 Zacate St?

This page does not assume a mortgage rate or publish a monthly payment for 123 Zacate St. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 123 Zacate St compare with other homes in Elgin?

As of Oct 20, 2026, 123 Zacate St is offered at $520,000. The current MLS snapshot shows 299 active listings in 78621. Keenan Group has completed 1 verified transactions in 78621 within its 1,000+ completed transactions and $1B+ career volume across Austin.

When was 123 Zacate St built?

123 Zacate St was built in 2023, making it 3 years old with relatively recent construction.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Elgin

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

Unlock MLSMLS GRID

Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 10/20/2026, 4:07:46 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Last updated: 10/20/2026, 4:07:46 AM

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