
1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval. Step inside this charming Elgin gem, where a classic white picket fence sets the tone for a place that instantly feels like home — with bonus mixed-use potential. Just minutes from downtown restaurants and shops, it blends small-town charm with everyday convenience. Inside, you’ll find arched doorways, timeless character, wood + tile flooring, and a cozy nook perfect for reading or working. The spacious layout is ideal for living, entertaining, or even business use. The primary suite overlooks the backyard and features two walk-in closets. Out back, enjoy a large covered porch with a ceiling fan, a roomy yard, and a storage shed. With a 2019 roof and new dishwasher, refrigerator, and water heater, this one is truly move-in ready.
Property Type
Residential
Year Built
1940
Lot Size
0.13 acres
$/Sq Ft
$172
Listed by Coldwell Banker Realty
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
304 S Main ST is listed at $259,000 with 3 bedrooms, 2 full bathrooms, 1,510 square feet, 0.13-acre lot.
304 S Main ST is zoned for Elgin ISD with assigned schools: Booker T Washington (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.
304 S Main ST is a Residential built in 1940 featuring 3 bedrooms, 2 full bathrooms, 1,510 square feet, 0.13-acre lot.
304 S Main ST is listed by Coldwell Banker Realty. Keenan Group at Compass presents this IDX listing and provides the accompanying market analysis using MLS Grid / Unlock MLS data reviewed as of Aug 22, 2026.
The most recent annual property tax for 304 S Main ST is $6,362. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
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2 records on file
Every recorded listing, sale, and lease at 304 S Main ST, whoever represented it.
Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
Price Change with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $28,442 | — | — |

Elgin ISD
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($52K)
$259,000
Luxury property intelligence
A sourced read on ELGIN CITY 003 pricing, timing, and property scale. No automated valuation claim.
List price
$259,000
Price per sqft
$172/sqft
Vs. ELGIN CITY 003 median
Not available
Days on market
253 days
Original to current
$51K reduction
$310K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Aug 22, 2026.
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With 20% down ($51,800) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 304 S Main ST is around $1,874 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
As of Aug 22, 2026, 304 S Main ST is offered at $259,000. The current MLS snapshot shows 301 active listings in 78621.
304 S Main ST was built in 1940 (86 years ago). Buyers should budget for potential updates to major systems.
304 S Main ST includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
5 events on record
Current Price
$259,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025 | — | $28,442 | — | — |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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