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Keenan Group#1 Austin Board of Realtors Team 2024
304 S Main ST, photo 1 of 25, Elgin, Elgin, TX
Active
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$250,000

3Beds
2Baths
1,510Sq Ft
0.13 acresLot

304 S Main St, Elgin, TX 78621

Reduced 19%$310,000
Elgin·MLS# 5311698·Built 1940·337 days on market

3 bed, 2 bath, 1,510 sqft on 0.13 acres in Elgin. Elgin, TX 78621. $250,000. Elgin ISD.

About This Home

STOP SCROLLING! THIS ELGIN GEM JUST GOT EVEN BETTER! NEW PRICE: $250,000 — PRICED AT RECENT APPRAISED VALUE! And here's the bonus! A 1% lender credit available to buy down your interest rate or help cover closing costs, with lender approval! Welcome to 304 S. Main Street in Elgin, TX! From the charming white picket fence to the beautiful arched doorways, wood and tile flooring, and spacious living areas, this home is full of character! Just minutes from historic downtown Elgin, enjoy small-town charm with shopping and dining nearby. The seller is ready to make a deal! Offered as-is, this is an opportunity you don't want to miss! Great price. Valuable lender incentive. Motivated seller. Don't let someone else beat you to it! Call today to schedule your private showing!

Property Type
Residential
Year Built
1940
Lot Size
0.13 acres
Price / Sq Ft
$166

Listing information last updated November 13, 2026.

Listed by Coldwell Banker Realty

MLS# 5311698 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

Ceiling Fan(s)
No Interior Steps
Primary Bedroom on Main
Dishwasher
Disposal
Electric Range

Facts & Features

Interior

Features

  • Ceiling Fan(s)
  • No Interior Steps
  • Primary Bedroom on Main

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Microwave
  • Oven
  • Free-Standing Refrigerator
  • Washer
  • Dryer
  • Electric Water Heater

Flooring

  • Tile
  • Wood
Heating
Central
Cooling
Central Air
Exterior & Lot

Construction

  • Hardi
  • Plank Type

Lot Features

  • Level
  • Trees-Large (Over 40 Ft)
  • Trees-Medium (20 Ft - 40 Ft)

Fencing

  • Fenced
  • Privacy
  • Wood

Foundation

  • Pillar
  • Post
  • Pier

Patio / Porch

  • Covered
  • Patio
  • Porch
Roof
Composition
Lot Size
0.13 Acres

Parking

  • Off Street
  • Outside
Financial
Original List Price
$310,000
Price per Sq Ft
$166
Utilities
  • Electricity Available
  • Sewer Connected
  • Water Connected
Water Source
Public
Sewer
Public Sewer

Transaction History

1 record on file

Every recorded listing, sale, and lease at 304 S Main ST, whoever represented it.

  1. ActiveListed 2025
    Current price: $250,000Original list: $310,000MLS 5311698
    1. Price changed · February 10, 2026$275,000
    2. Price changed · April 10, 2026$265,000
    3. Price changed · August 13, 2026$259,000
    4. Price changed · September 29, 2026$254,000
    5. Price changed · November 6, 2026$250,000

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

Price & Listing History

Price Change with current price, original ask, and market time.

View Timeline
Current list
$250,000
Original list
$310,000
Price movement
$60K reduction
Listed / DOM
Dec 12, 2025 · 337 days

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$28,442
Assessment Year
2025
Parcel ID
13-S700-0000-00709-2
YearTaxesTotal AssessmentLandAdditions
2025
—$28,442——

Virtual Tour

Virtual tour of 304 S Main St
Map showing 304 S Main ST
304 S Main ST
Directions

Zoned Schools

Elgin ISD

1 High School1 Middle School1 Elementary School

Elgin

High SchoolGrades 9-12Zoned assignment

Elgin

Middle SchoolGrades 6-8Zoned assignment

Booker T Washington

ElementaryGrades K-5Zoned assignment
View All Austin Schools

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$1,345

Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.

Illustrative down payment

20% ($50K)

Adjustable assumption - not a lending recommendation.

Home price

$250,000

Loan: $200K

Loan details

Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-11-12
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Luxury property intelligence

Keenan Market Position

A sourced read on Elgin pricing, timing, and property scale. No automated valuation claim.

List price

$250,000

Price per sqft

$166/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

337 days

Original to current

$60K reduction

$310K original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Nov 13, 2026.

Request Private Market Analysis

Connect 304 S Main St to the Austin Market

78621 ZIP Guide

ZIP-level neighborhoods, schools, lifestyle, and Austin market context

Austin Home Valuation

Private Austin CMA, TCAD context, and pricing strategy

Seller Resources

Pricing, prep, launch timing, and Compass marketing strategy

Keenan Group Results

#1 ABOR Team 2024 with $1B+ career sales volume

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Verified property facts

Frequently Asked Questions

How much is 304 S Main St?

304 S Main St is listed at $250,000 with 3 bedrooms, 2 full bathrooms, 1,510 square feet, 0.13-acre lot.

What school district is 304 S Main St in?

304 S Main St is zoned for Elgin ISD with assigned schools: Booker T Washington (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.

What are the property details for 304 S Main St?

304 S Main St is a Residential built in 1940 featuring 3 bedrooms, 2 full bathrooms, 1,510 square feet, 0.13-acre lot.

What are the property taxes for 304 S Main St?

The most recent annual property tax for 304 S Main St is $6,362. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 304 S Main St?

This page does not assume a mortgage rate or publish a monthly payment for 304 S Main St. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 304 S Main St compare with other homes in Elgin?

As of Nov 13, 2026, 304 S Main St is offered at $250,000. The current MLS snapshot shows 286 active listings in 78621. Keenan Group has completed 1 verified transactions in 78621 within its 1,000+ completed transactions and $1B+ career volume across Austin.

When was 304 S Main St built?

304 S Main St was built in 1940 (86 years ago). Buyers should budget for potential updates to major systems.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Elgin

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

Unlock MLSMLS GRID

Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 11/13/2026, 2:53:16 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Use or search of this IDX data by anyone other than a consumer looking to purchase real estate is prohibited. Automated collection, scraping, republication, or redistribution of MLS listing data is prohibited.

Keenan Luxury Market Index figures and Keenan Group sales counts are published under CC BY 4.0 and may be reused with attribution to Keenan Group at Compass. Methodology and citation format: thekeenangroup.com/the-source/keenan-luxury-market-index-methodology.

Last updated: 11/13/2026, 2:53:16 PM

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