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Verified property facts
316 Insider Loop is listed at $315,000 with 5 bedrooms, 2 full, 1 half bathrooms, 2,103 square feet, 0.14-acre lot.
316 Insider Loop is zoned for Elgin ISD with assigned schools: Elgin (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.
316 Insider Loop is a Residential built in 2020 featuring 5 bedrooms, 2 full, 1 half bathrooms, 2,103 square feet, 0.14-acre lot.
316 Insider Loop is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
The most recent annual property tax for 316 Insider Loop is $8,165. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Listed with current price, original ask, and market time.
LOOKING FOR INVESTORS: THERE IS A CURRENT 2 YEAR LEASE ON THE PROPERTY. 48 HOUR NOTICE FOR SHOWINGS. CONTACT AGENT FIRST
Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Property Type
Residential
Year Built
2020
Lot Size
0.14 acres
$/Sq Ft
$150
HOA
$50/mo
Garage
2 spaces
Listed by Compass RE Texas, LLC.
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Elgin ISD
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility. Ratings from GreatSchools.org.
20% ($63K)
$315,000
Luxury property intelligence
A sourced read on Saratoga Farms pricing, timing, and property scale. No automated valuation claim.
List price
$315,000
Price per sqft
$150/sqft
Vs. Saratoga Farms median
Not available
Days on market
136 days
Original to current
No verified reduction
$315K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of May 6, 2026.
Request Private Market AnalysisWith 20% down ($63,000) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 316 Insider Loop is around $2,315 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
At $315,000, 316 Insider Loop is in the Saratoga Farms market where there are currently 289 active listings in 78621.
316 Insider Loop was built in 2020, making it 6 years old with relatively recent construction.
316 Insider Loop is part of a managed community with HOA dues of $50 quarterly. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
3 events on record
Current Price
$315,000
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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