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Keenan Group#1 Austin Board of Realtors Team 2024

$235,000

2Beds
2Baths
1,182Sq Ft
0.24 acresLot

3404 American Dr Unit #2106, Lago Vista, TX 78645

Reduced 18%$287,000
Lago Vista·MLS# 7685670·Built 1987·212 days on market

2 bed, 2 bath, 1,182 sqft on 0.24 acres in Lago Vista. Lago Vista, TX 78645. $235,000. Lago Vista ISD.

About This Home

**Professionally managed STR with rental performance of $16,712 in actual gross rental revenue in 2025, and projected 2026 gross rental revenue of $23,323—representing an approximately 40% year-over-year increase! Financials available upon request** Lake Travis is FULL—and this is your opportunity to own a turnkey waterfront retreat before the season slips away. Enjoy endless days on the water with the option to purchase a 26' private boat slip for an additional $25,000, or generate income with this beautifully updated 2BR/2BA waterfront condo featuring a proven STR history. This fully furnished, lock-and-leave condo is ready for immediate enjoyment or investment. Located on the 1st floor, #2106 is a spectacular east-facing unit that offers beautiful waterfront views with comfortable afternoon shade and features fresh interior paint, updated indoor and outdoor furnishings, granite countertops, hardwood and tile flooring throughout, crown molding, and a spacious primary suite with a soaking tub and separate shower. The thoughtfully designed floor plan comfortably sleeps up to six guests, making it ideal as both a personal retreat and an income-producing property. Located in the highly desirable second phase of The Island, residents enjoy resort-style amenities including an active community center, 3 swimming pools (including an indoor lap pool, currently closed), 3 hot tubs, a dry sauna, tennis courts, a fitness center, a full-service spa, an on-site restaurant, and direct access to all that Lake Travis has to offer. Spend your days boating, surfing, swimming, and relaxing on the water with the convenience of the optional 26' boat slip, available for purchase outside of the condo sale. Both the condo and the boat slip may be rented as STRs in accordance with The Island COA regulations. Due to unique circumstances within the condo community, the seller prefers cash offers and has priced this property aggressively for a quick sale.

Property Type
Residential
Year Built
1987
Lot Size
0.24 acres
Price / Sq Ft
$199
HOA
$692.35/mo
Garage
2 spaces
Pool
Yes

Listing information last updated August 24, 2026.

Listed by The Marye Company

MLS# 7685670 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

Private pool and outdoor entertaining setup
2-car garage with additional parking capacity
Generous 0.24-acre lot
Breakfast Bar
Ceiling Fan(s)
Granite Counters

Facts & Features

Interior

Features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Granite Counters
  • Crown Molding
  • Elevator
  • In-Law Floorplan
  • No Interior Steps
  • Pantry
  • Primary Bedroom on Main
  • Walk-In Closet(s)

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • ENERGY STAR Qualified Appliances
  • Exhaust Fan
  • Microwave
  • Oven
  • Free-Standing Range
  • Refrigerator
  • Self Cleaning Oven

Flooring

  • Laminate
  • No Carpet
  • Tile
Heating
Central,Heat Pump
Cooling
Central Air
Fireplaces
1
Exterior & Lot

Features

  • Barbecue
  • Boat Dock - Shared
  • Boat Slip
  • Gutters Full
  • Tennis Court(s)

Construction

  • Masonry – All Sides
  • Stucco

Lot Features

  • Sprinkler - Automatic
  • Trees-Large (Over 40 Ft)
  • Views

Fencing

  • Fenced
  • Partial
  • Wrought Iron

Foundation

  • Pillar
  • Post
  • Pier

Patio / Porch

  • Arbor
  • Covered
  • Patio
Roof
Composition
Lot Size
0.24 Acres

Parking

  • Assigned
  • Garage
  • Reserved
Garage Spaces
2
Pool
Yes

Waterfront

  • Lake Front
Financial
HOA Fee
$692 / mo
Original List Price
$287,000
Price per Sq Ft
$199
Utilities
  • Cable Connected
  • Electricity Connected
  • Sewer Connected
  • Underground Utilities
  • Water Connected
Water Source
Public
Sewer
Public Sewer

Transaction History

1 record on file

Every recorded listing, sale, and lease at 3404 American DR Unit #2106, whoever represented it.

  1. ActiveListed 2026
    Current price: $235,000Original list: $287,000MLS 7685670
    1. Listed · March 23, 2026$287,000
    2. Price changed · May 7, 2026$257,000
    3. Price changed · July 18, 2026$235,000

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

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Price & Listing History

Price Change with current price, original ask, and market time.

View Timeline
Current list
$235,000
Original list
$287,000
Price movement
$52K reduction
Listed / DOM
Mar 23, 2026 · 212 days

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$309,812
Assessment Year
2025
Year Built
1987
Parcel ID
000000709470
$359K
$192K
$192,000
2021
$237,319
+23.6% from prev
2022
$355,000
+49.6% from prev
2023
$358,813
+1.1% from prev
2024
$309,812
-13.7% from prev
2025
YearTaxesTotal AssessmentLandAdditions
2025-13.7%
—$309,812—$2
2024+1.1%
—$358,813$73,157$244,171
2023+49.6%
—$355,000$73,157$274,725
2022+23.6%
—$237,319$73,157$334,812
2021
—$192,000$84,088$153,231
5-Year Change61.4%

Virtual Tour

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Zoned Schools

Lago Vista ISD →

1 High School

Lago Vista

High SchoolGrades 9-12Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$1,302
HOA dues
$692

Excluded from this estimate: property taxes and home insurance. Each requires verified amount, cadence or unit, source, and as-of details.

HOA source: MLS Grid / Unlock MLS, as of 2026-10-17T11:07:14.172+00:00; normalized from monthly dues.

20% ($47K)

Adjustable assumption - not a lending recommendation.

$235,000

Loan: $188K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
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Keenan Market Position

A sourced read on Lago Vista pricing, timing, and property scale. No automated valuation claim.

List price

$235,000

Price per sqft

$199/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

212 days

Original to current

$52K reduction

$287K original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 17, 2026.

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Frequently Asked Questions

How much is 3404 American Dr Unit #2106?

3404 American Dr Unit #2106 is listed at $235,000 with 2 bedrooms, 2 full bathrooms, 1,182 square feet, 0.24-acre lot.

What school district is 3404 American Dr Unit #2106 in?

3404 American Dr Unit #2106 is zoned for Lago Vista ISD with assigned schools: Lago Vista (elementary), Lago Vista (middle), Lago Vista (high). School assignments should be verified directly with the district.

What are the property details for 3404 American Dr Unit #2106?

3404 American Dr Unit #2106 is a Residential built in 1987 featuring 2 bedrooms, 2 full bathrooms, 1,182 square feet, 0.24-acre lot.

What is the price per square foot at 3404 American Dr Unit #2106?

3404 American Dr Unit #2106 is priced at $199 per square foot across 1,182 sqft.

What are the property taxes for 3404 American Dr Unit #2106?

The most recent annual property tax for 3404 American Dr Unit #2106 is $6,601. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 3404 American Dr Unit #2106?

This page does not assume a mortgage rate or publish a monthly payment for 3404 American Dr Unit #2106. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 3404 American Dr Unit #2106 compare with other homes in Lago Vista?

As of Oct 17, 2026, 3404 American Dr Unit #2106 is offered at $235,000. The current MLS snapshot shows 222 active listings in 78645. Keenan Group has completed 7 verified transactions in 78645 within its 1,000+ completed transactions and $1B+ career volume across Austin.

When was 3404 American Dr Unit #2106 built?

3404 American Dr Unit #2106 was built in 1987 (39 years ago). Buyers should budget for potential updates to major systems.

What is the water access at 3404 American Dr Unit #2106?

The MLS listing marks 3404 American Dr Unit #2106 as waterfront. The reported waterfront feature is Lake Front. Confirm shoreline access, dock rights, and floodplain status from current property documents during due diligence.

What is the community structure at 3404 American Dr Unit #2106?

The MLS listing reports HOA or association dues of $692 monthly for 3404 American Dr Unit #2106. It does not establish included amenities, services, rules, reserves, or current assessments; verify those items in current association documents.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Lago Vista

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#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

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Last updated: 10/17/2026, 6:07:14 AM

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