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Keenan Group#1 Austin Board of Realtors Team 2024

$39,000

0.22 acresLot

3420 Congress Ave, Lago Vista, TX 78645

Reduced 40%$64,500
Lago Vista·MLS# 9236670·818 days on market

— bed, — bath on 0.22 acres in Lago Vista. Lago Vista, TX 78645. $39,000. Lago Vista ISD.

About This Home

Great location! This golf course lot is in the Highland Lake Estates area of Lago Vista! Beautiful hill county view and underground utilities! Lago Vista POA offers 9 property owner waterfront parks, RV park on Lake Travis, fitness center, 2 community pools, fishing well, marina, walking trails and more, for only $200 a year! This lakeside community also has an exemplary school district with incredible extra curricular activities, sports, theatre group, the list goes on! If you have not been to Lago Vista in the heart of the Texas Hill Country, now is the time!

Property Type
Land
Lot Size
0.22 acres
HOA
$200/year

Listing information last updated May 30, 2026.

Listed by eXp Realty, LLC

MLS# 9236670 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

Generous 0.22-acre lot
Backs To Golf Course
Public Maintained Road
This golf course lot is in the Highland Lake Estates area of Lago Vista
Beautiful hill county view and underground utilities
If you have not been to Lago Vista in the heart of the Texas Hill Country, now is the time!

Facts & Features

Exterior & Lot

Lot Features

  • Backs To Golf Course
  • Public Maintained Road
  • Views
Lot Size
0.22 Acres

Waterfront

  • Lake Privileges
Financial
HOA Fee
$200 / year
Original List Price
$64,500
Utilities
  • Electricity Available
  • Sewer Available
  • Water Available
Water Source
Public
Sewer
Public Sewer

Transaction History

3 records on file

Every recorded listing, sale, and lease at 3420 Congress Ave, whoever represented it.

  1. ActiveListed 2024
    Current price: $39,000Original list: $64,500MLS 9236670
    1. Price changed · May 27, 2026$39,000
  2. SoldSeptember 21, 2019
    Listed at: $9,999MLS 3165197
  3. ExpiredListed date not recorded
    Current price: $15,000Original list: $15,000MLS 8148152

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

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Price & Listing History

Listing timeline with current price, original ask, and market time.

View Timeline
Current list
$39,000
Original list
$64,500
Price movement
$25.5K reduction
Listed / DOM
Jul 25, 2024 · 818 days

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$54,783
Assessment Year
2025
Year Built
2022
Parcel ID
000000165585
$74K
$12K
$12,000
2021
$74,091
+517.4% from prev
2024
$54,783
-26.1% from prev
2025
YearTaxesTotal AssessmentLandAdditions
2025-26.1%
—$54,783$54,783—
2024+517.4%
—$74,091$52,500—
2021
—$12,000$30,000—
5-Year Change356.5%

Virtual Tour

Virtual tour of 3420 Congress Ave
Map showing 3420 Congress Ave
3420 Congress Ave
Directions

Zoned Schools

Lago Vista ISD →

1 High School

Lago Vista

High SchoolGrades 9-12Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$216
HOA dues
$17

Excluded from this estimate: property taxes and home insurance. Each requires verified amount, cadence or unit, source, and as-of details.

HOA source: MLS Grid / Unlock MLS, as of 2026-10-18T01:07:05.153+00:00; normalized from annual dues.

20% ($8K)

Adjustable assumption - not a lending recommendation.

$39,000

Loan: $31K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
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Keenan Market Position

A sourced read on Lago Vista pricing, timing, and property scale. No automated valuation claim.

List price

$39,000

Price per sqft

Not available

Vs. Neighborhood guide reference price

Not available

Days on market

818 days

Original to current

$25.5K reduction

$64.5K original

Active inventory context

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Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 18, 2026.

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Verified property facts

Frequently Asked Questions

What school district is 3420 Congress Ave in?

3420 Congress Ave is zoned for Lago Vista ISD with assigned schools: Lago Vista (elementary), Lago Vista (middle), Lago Vista (high). School assignments should be verified directly with the district.

What are the property taxes for 3420 Congress Ave?

The most recent annual property tax for 3420 Congress Ave is $1,275. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 3420 Congress Ave?

This page does not assume a mortgage rate or publish a monthly payment for 3420 Congress Ave. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 3420 Congress Ave compare with other homes in Lago Vista?

As of Oct 18, 2026, 3420 Congress Ave is offered at $39,000. The current MLS snapshot shows 222 active listings in 78645. Keenan Group has completed 7 verified transactions in 78645 within its 1,000+ completed transactions and $1B+ career volume across Austin.

What is the water access at 3420 Congress Ave?

The MLS listing marks 3420 Congress Ave as waterfront. The reported waterfront feature is Lake Privileges. Confirm shoreline access, dock rights, and floodplain status from current property documents during due diligence.

What is the community structure at 3420 Congress Ave?

The MLS listing reports HOA or association dues of $200 annual for 3420 Congress Ave. It does not establish included amenities, services, rules, reserves, or current assessments; verify those items in current association documents.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Lago Vista

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

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Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 10/17/2026, 8:07:05 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Last updated: 10/17/2026, 8:07:05 PM

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