1 bed, 1 bath, 873 sqft on 0.55 acres in Lago Vista. Lago Vista, TX 78645. $495,000. Lago Vista ISD.
About This Home
Charming lakefront cottage on the highly desired Hatter Cove. Deepwater cove with private boat dock and beautiful hill country views and positioned right in the heart of Lake Travis! Many opportunities exist for this beautiful property: weekend vacation home; short term rental income potential; remodel and refresh or move right in to your dream home on the lake! Hatter Cove is peaceful, quiet and very private yet provides easy and quick access to the main basin of Lake Travis while also providing all of the amenities of Lago Vista just a short drive away! The property provides many opportunities for outdoor living and recreational spaces as well as an abundance of trees and natural beauty! Lakefront properties on Hatter Cove don't come up very often, don't let this one slip by!
The private boat dock at 3721 Firemans Trail in Lago Vista puts you directly on Hatter Cove, one of Lake Travis's most protected deep-water inlets, where the water stays calm even when the main basin gets choppy. This 873-square-foot lakefront cottage sits on 0.551 acres in Lago Vista, Texas, positioned so the morning light hits the water before it reaches your porch. You wake to the gentle sound of water lapping against the dock pilings and the sight of Hill Country ridgelines reflected across the cove's surface.
The home's layout flows from the water inward. Your primary bedroom sits on the main level, oriented to capture the view. The deck and patio extend the living space into that transition zone between solid ground and open water, where you can watch boats move through the cove or simply sit with coffee while the breeze carries the scent of cedar and lake air. Medium-sized trees dot the property, providing natural shade without blocking sightlines to the water. The 1980-built frame construction with wood siding weathers the Hill Country sun, and the interior keeps things straightforward with tile and carpet flooring, a free-standing range, and dishwasher for practical lake-house living.
Hatter Cove itself operates as a quiet enclave. The deepwater designation means boats can access the main Lake Travis basin without shallow-water delays, but the cove's geography creates a natural sound buffer from heavier traffic. Lago Vista as a whole prioritizes privacy and low-density development. The Lago Vista Independent School District serves the area, with Lago Vista Elementary, Middle, and High School handling K-12 education for families who choose year-round residence here.
This property priced at $895,000 ($1,025 per square foot) represents the rare inventory moment on Hatter Cove. Lakefront lots in this location don't turn over frequently. Whether you're looking for a weekend refuge, a short-term rental with documented demand, or a full-time Lake Travis home, the dock and deepwater access remove the barriers between indoor living and active water use. The fluid boundary between your home and the lake becomes your daily reality.
The numbers behind this insight
- Offered at
- $495,000
- Listed
- April 30, 2026
- Price changes
- 6, down 44.7% from $895,000
- Asking price per sq ft
- $567
- Property Type
- Residential
- Year Built
- 1980
- Lot Size
- 0.55 acres
- Price / Sq Ft
- $567
- HOA
- $450/year
Listing information last updated October 14, 2026.
Listed by Team Price Real Estate
MLS# 8879039 • Active
IDX inquiries: Keenan Group at Compass · (512) 415-7653
Highlights
Facts & Features
Interior
- Primary Bedroom on Main
- Dishwasher
- Free-Standing Range
- Carpet
- Tile
- Heating
- Electric
- Cooling
- Wall/Window Unit(s)
Exterior & Lot
- Boat Dock - Private
- Frame
- Wood Siding
- Back Yard
- Private
- Many Trees
- Trees-Medium (20 Ft - 40 Ft)
- Slab
- Deck
- Patio
- Porch
- Roof
- Composition
- Lot Size
- 0.55 Acres
- Carport
- Lake Front
- Waterfront
Financial
- HOA Fee
- $450 / year
- Original List Price
- $895,000
- Price per Sq Ft
- $567
Utilities
- Electricity Connected
- Water Source
- Well
- Sewer
- Septic Tank
Transaction History
1 record on file
Every recorded listing, sale, and lease at 3721 Firemans TRL, whoever represented it.
- ActiveListed 2026Current price: $495,000Original list: $895,000MLS 8879039
- Listed · April 30, 2026$895,000
- Price changed · May 12, 2026$845,000
- Price changed · May 22, 2026$795,000
- Price changed · June 4, 2026$695,000
- Price changed · August 18, 2026$595,000
- Price changed · September 24, 2026$549,900
- Price changed · October 14, 2026$495,000
Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
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Price & Listing History
Price Change with current price, original ask, and market time.
- Current list
- $495,000
- Original list
- $895,000
- Price movement
- $400K reduction
- Listed / DOM
- Apr 30, 2026 · 174 days
Tax Record
Public record data from county appraisal records. Market value can differ from assessed value.
- Assessed Value
- $563,459
- Assessment Year
- 2025
- Year Built
- 1980
- Parcel ID
- 000000159407
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2025+8.6% | — | $563,459 | $297,000 | — |
2024+0.0% | — | $518,874 | $297,000 | $239,636 |
2023+33.9% | — | $518,874 | $297,000 | $221,874 |
2022+16.7% | — | $387,387 | $297,000 | $221,874 |
2021 | — | $331,900 | $297,000 | $90,387 |
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Zoned Schools
Lago Vista
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
Excluded from this estimate: property taxes and home insurance. Each requires verified amount, cadence or unit, source, and as-of details.
HOA source: MLS Grid / Unlock MLS, as of 2026-10-16T13:07:04.746+00:00; normalized from annual dues.
20% ($99K)
Adjustable assumption - not a lending recommendation.
$495,000
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Keenan Market Position
A sourced read on Lago Vista pricing, timing, and property scale. No automated valuation claim.
List price
$495,000
Price per sqft
$567/sqft
Vs. Neighborhood guide reference price
Not available
Days on market
174 days
Original to current
$400K reduction
$895K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 16, 2026.
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