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Keenan Group#1 Austin Board of Realtors Team 2024

$425,000

3Beds
2Baths
1,600Sq Ft
0.59 acresLot

537 Lower Elgin Rd, Elgin, TX 78621

Reduced 3%$439,000
Elgin·MLS# 9723177·Built 2023·104 days on market

3 bed, 2 bath, 1,600 sqft on 0.59 acres in Elgin. Elgin, TX 78621. $425,000. Elgin ISD.

About This Home

USDA-ELIGIBLE AREA • NO HOA • 0.59 ACRES • BUILT 2023

NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property’s country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.

Property Type
Residential
Year Built
2023
Lot Size
0.59 acres
Price / Sq Ft
$266
Garage
2 spaces

Listing information last updated September 9, 2026.

Listed by eXp Realty, LLC

MLS# 9723177 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

2-car garage with additional parking capacity
Generous 0.59-acre lot
Ceiling Fan(s)
Ceiling-High
Granite Counters
Quartz Counters

Facts & Features

Interior

Features

  • Ceiling Fan(s)
  • Ceiling-High
  • Granite Counters
  • Quartz Counters
  • Double Vanity
  • Kitchen Island
  • Open Floorplan
  • Primary Bedroom on Main
  • Walk-In Closet(s)

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Exhaust Fan
  • Microwave

Flooring

  • Tile
  • Vinyl
Heating
Central
Cooling
Ceiling Fan(s),Central Air
Exterior & Lot

Features

  • Private Yard

Construction

  • Masonry – Partial
  • Cement Siding
  • Stone

Lot Features

  • Back Yard
  • Cleared
  • Front Yard
  • Trees-Medium (20 Ft - 40 Ft)

Fencing

  • Wood

Foundation

  • Slab

Patio / Porch

  • Front Porch
Roof
Shingle
Lot Size
0.59 Acres

Parking

  • Additional Parking
  • Garage
  • Garage Door Opener
  • Garage Faces Front
  • Gravel
Garage Spaces
2
Financial
Original List Price
$439,000
Price per Sq Ft
$266
Utilities
  • Electricity Connected
  • Sewer Connected
  • Water Connected
Water Source
Public
Sewer
Septic Tank

Transaction History

1 record on file

Every recorded listing, sale, and lease at 537 Lower Elgin RD, whoever represented it.

  1. ActiveListed 2026
    Current price: $425,000Original list: $439,000MLS 9723177
    1. Listed · July 10, 2026$439,000
    2. Price changed · July 30, 2026$425,000

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

Price & Listing History

Price Change with current price, original ask, and market time.

View Timeline
Current list
$425,000
Original list
$439,000
Price movement
$14K reduction
Listed / DOM
Jul 10, 2026 · 104 days

Virtual Tour

Virtual tour of 537 Lower Elgin Rd
Map showing 537 Lower Elgin RD
537 Lower Elgin RD
Directions

Zoned Schools

Elgin ISD

1 High School1 Middle School1 Elementary School

Elgin

High SchoolGrades 9-12Zoned assignment

Elgin

Middle SchoolGrades 6-8Zoned assignment

Elgin

ElementaryGrades K-5Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

20% ($85K)

Adjustable assumption - not a lending recommendation.

$425,000

Loan: $340K
Mortgage rate%
Payoff: ~2056
No mortgage rate is assumed
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Luxury property intelligence

Keenan Market Position

A sourced read on Elgin pricing, timing, and property scale. No automated valuation claim.

List price

$425,000

Price per sqft

$266/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

104 days

Original to current

$14K reduction

$439K original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 16, 2026.

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Verified property facts

Frequently Asked Questions

How much is 537 Lower Elgin Rd?

537 Lower Elgin Rd is listed at $425,000 with 3 bedrooms, 2 full bathrooms, 1,600 square feet, 0.59-acre lot. This places it above the ZIP 78621 single-family closed-sale median price of $282,999 (ZIP 78621 geography · single-family closed sales · median sale price · trailing 12 months as of Oct 21, 2026).

What school district is 537 Lower Elgin Rd in?

537 Lower Elgin Rd is zoned for Elgin ISD with assigned schools: Elgin (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.

What are the property details for 537 Lower Elgin Rd?

537 Lower Elgin Rd is a Residential built in 2023 featuring 3 bedrooms, 2 full bathrooms, 1,600 square feet, 0.59-acre lot.

What are the property taxes for 537 Lower Elgin Rd?

The most recent annual property tax for 537 Lower Elgin Rd is $6,353. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 537 Lower Elgin Rd?

This page does not assume a mortgage rate or publish a monthly payment for 537 Lower Elgin Rd. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 537 Lower Elgin Rd compare with other homes in Elgin?

As of Oct 16, 2026, 537 Lower Elgin Rd is offered at $425,000. The current MLS snapshot shows 299 active listings in 78621. Keenan Group has completed 1 verified transactions in 78621 within its 1,000+ completed transactions and $1B+ career volume across Austin.

When was 537 Lower Elgin Rd built?

537 Lower Elgin Rd was built in 2023, making it 3 years old with relatively recent construction.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Elgin

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

Unlock MLSMLS GRID

Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 10/16/2026, 12:07:07 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Last updated: 10/16/2026, 12:07:07 PM

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