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#1 Austin Board of Realtors Team 2024#1 Austin Board of Realtors Team 2024Loading
OWNER FINANCING possible. Secure land in Ridge Harbor on Lake Travis! Lot 109 Cove Creek is .37 acres w/117' of road frontage offering a level homesite in a sought-after gated waterfront community. Looking for extra space? Adjacent Lot 110 (MLS# 9960987) is available, creating the option for a larger .71-acre property with added flexibility for home design, additional structures, or outdoor living. Additionally, Lot 91 Cove Creek (MLS# 4793239) is for sale directly across the street, presenting a rare chance to own multiple properties in the same prime location.
The Ridge Harbor lifestyle is all about convenience, recreation, & natural beauty. The community’s privately owned marina offers boat slips for purchase or lease when available, while two private boat launches provide easy access to Lake Travis. Residents enjoy a large pool, tennis courts, and scenic waterfront park. With private water and sewer services, fiber internet, and underground utilities already in place, building here is a seamless process. Protective deed restrictions ensure long-term value, and there is no required timeline to begin construction, allowing you to plan at your own pace.
Spicewood’s appeal continues to grow, attracting homeowners and investors alike. The area offers a blend of Hill Country tranquility and convenience, with easy access to outdoor destinations like Muleshoe Bend Park and Krause Springs for hiking, biking, and camping. A private airstrip (88R), local wineries, golf courses, and boutique shopping add to the area's charm, while the future Thomas Ranch master-planned development is set to bring even more growth and opportunity to the region. With a low 1.34% tax rate, Ridge Harbor delivers the perfect combination of affordability, privacy, and lake lifestyle living.
Don’t miss the chance to build in one of Lake Travis’s most desirable communities—whether on a single lot or by securing multiple properties for added space and investment potential!
Property Type
Land
Lot Size
0.37 acres
HOA
$1082/mo
Listed by Keller Williams Realty
Verified property facts
109 Cove Creek Dr is zoned for Marble Falls ISD with assigned schools: Spicewood (Marble Falls ISD) (elementary), Marble Falls (middle), Marble Falls (high). School assignments should be verified directly with the district.
109 Cove Creek Dr is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
The most recent annual property tax for 109 Cove Creek Dr is $434. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
With 20% down ($20,000) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 109 Cove Creek Dr is around $555 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Property Details
Features
Lot Features
Fencing
Listing timeline with current price, original ask, and market time.
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility. Ratings from GreatSchools.org.
20% ($20K)
$99,999
Luxury property intelligence
A sourced read on Ridge Harbor pricing, timing, and property scale. No automated valuation claim.
List price
$99,999
Price per sqft
Not available
Vs. Ridge Harbor median
Not available
Days on market
485 days
Original to current
$10K reduction
$110K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Jun 1, 2026.
Request Private Market AnalysisZIP-level neighborhoods, schools, lifestyle, and Austin market context
District guide, nearby schools, and homes by attendance area
Private Austin CMA, TCAD context, and pricing strategy
Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
At $99,999, 109 Cove Creek Dr is in the Ridge Harbor market where there are currently 244 active listings in 78669. The Keenan Group has completed 9 transactions in 78669 as part of 1,000+ career sales totaling $1B+ across Austin.
109 Cove Creek Dr is part of a managed community with HOA dues of $1,082 annually. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
1 event on record
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
Best Match
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