Skip to content
Keenan Group#1 Austin Board of Realtors Team 2024

This property has sold on April 17, 2026. Looking for something similar? Contact us or browse available homes.

Per MLS rules, only the primary photo is shown for non-Keenan closed listings.

Off Marketas of Apr 15, 2026

This property is no longer actively listed. We can help you find similar homes currently for sale, notify you if this property relists, or explore off-market opportunities in the area.

$274,999

last listed

18304 Speculator Ln, Elgin, TX 78621

Elgin•MLS# 3099954
4beds
2full1half
2,213sqft
Built2022

Why you're seeing this property: Unlike major portals that hide off-market listings, we maintain the most comprehensive Austin property database. View market history, neighborhood data, and discover similar homes currently for sale. #1 Austin Realtor Team 2024.

4 bed, 2 bath, 2,213 sqft on 0.14 acres in Elgin. Elgin, TX 78621. Last listed at $274,999, sold April 17, 2026. Elgin ISD.

About This Home

Discover your dream home at 18304 Speculator Ln! This inviting residence features 4 bedrooms and 2.5 bathrooms, perfect for families and entertaining. Enjoy an open-concept living space with ample natural light, a modern kitchen, and a spacious dining area.

Step outside to a big backyard, ideal for outdoor gatherings or relaxing in the sun. Located in a friendly neighborhood, this home offers easy access to the community park, walking trails, sports fields, and the nearby Elgin High School in the Homestead Estates subdivision.

Property Type
Residential
Year Built
2022
Lot Size
0.14 acres
Price / Sq Ft
$124
HOA
$300/year
Garage
2 spaces

Listing information last updated April 7, 2026.

Listed by JBGoodwin REALTORS NW

MLS# 3099954 • Closed

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Properties displayed may be listed or sold by various participants in the MLS.

Highlights

2-car garage with additional parking capacity
Breakfast Bar
Ceiling Fan(s)
Dishwasher
Disposal
Electric Range

Facts & Features

Interior

Features

  • Breakfast Bar
  • Ceiling Fan(s)

Appliances

  • Dishwasher
  • Disposal
  • Electric Range
  • Exhaust Fan
  • Electric Oven
  • Free-Standing Range
  • Refrigerator
  • Self Cleaning Oven
  • Stainless Steel Appliance(s)
  • Electric Water Heater

Flooring

  • Carpet
  • Vinyl
Heating
Ceiling,Central,Electric,Exhaust Fan,Forced Air,Hot Water
Cooling
Ceiling Fan(s),Central Air,Electric,Exhaust Fan,Heat Pump
Exterior & Lot

Construction

  • Brick
  • Brick Veneer
  • Concrete
  • Glass
  • Hardi
  • Plank Type
  • Blown-In Insulation
  • Masonry – Partial
  • Radiant Barrier

Lot Features

  • Back Yard
  • Curbs
  • Front Yard
  • Interior Lot
  • Landscaped
  • Public Maintained Road
  • Subdivided
  • Trees-Small (Under 20 Ft)

Fencing

  • Back Yard
  • Fenced
  • Gate
  • Wood

Foundation

  • Slab

Patio / Porch

  • Covered
  • Front Porch
Roof
Composition,Shingle
Lot Size
0.14 Acres

Parking

  • Attached
  • Concrete
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Front
  • Lighted
Garage Spaces
2
Financial
HOA Fee
$300 / year
Original List Price
$295,000
Price per Sq Ft
$124
Utilities
  • Electricity Connected
  • High Speed Internet
  • Phone Available
  • Sewer Connected
  • Water Connected
Water Source
Public
Sewer
Public Sewer

Explore this area

Price & Listing History

Pending with current price, original ask, and market time.

View Timeline
Current list
$274,999
Original list
$295,000
Price movement
$20K reduction
Listed / DOM
Jul 16, 2025

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$342,777
Assessment Year
2025
Year Built
2022
Parcel ID
000000959277
$359K
$343K
$359,337
2024
$342,777
-4.6% from prev
2025
YearTaxesTotal AssessmentLandAdditions
2025-4.6%
—$342,777——
2024
—$359,337$60,000$306,677
5-Year Change-4.6%

Virtual Tour

Virtual tour of 18304 Speculator Ln
Map showing 18304 Speculator Ln
18304 Speculator Ln
Directions

Zoned Schools

Elgin ISD

1 High School1 Middle School1 Elementary School

Elgin

High SchoolGrades 9-12Zoned assignment

Elgin

Middle SchoolGrades 6-8Zoned assignment

Neidig

ElementaryGrades K-5Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$1,523

Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.

20% ($55K)

Adjustable assumption - not a lending recommendation.

$274,999

Loan: $220K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
Get Pre-Qualified

Luxury property intelligence

Keenan Market Position

A sourced read on Elgin pricing, timing, and property scale. No automated valuation claim.

List price

$274,999

Price per sqft

$124/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

Not available

Original to current

$20K reduction

$295K original

Active inventory context

Ask for current inventory

Source: Public records and Keenan Group review as of Apr 16, 2026.

Request Private Market Analysis

More sales nearby

Homes sold by Keenan Group.

Verified property facts

Frequently Asked Questions

What school district is 18304 Speculator Ln in?

18304 Speculator Ln is zoned for Elgin ISD with assigned schools: Neidig (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.

What are the property details for 18304 Speculator Ln?

18304 Speculator Ln is a Residential built in 2022 featuring 4 bedrooms, 2 full, 1 half bathrooms, 2,213 square feet, 0.14-acre lot.

What are the property taxes for 18304 Speculator Ln?

The most recent annual property tax for 18304 Speculator Ln is $8,583. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

When was 18304 Speculator Ln built?

18304 Speculator Ln was built in 2022, making it 4 years old with relatively recent construction.

What is the community structure at 18304 Speculator Ln?

The MLS listing reports HOA or association dues of $300 annual for 18304 Speculator Ln. It does not establish included amenities, services, rules, reserves, or current assessments; verify those items in current association documents.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Elgin

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

Unlock MLSMLS GRID

Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS, as amended from time to time.

Based on information submitted to MLS GRID as of 4/15/2026, 11:07:08 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Use or search of this IDX data by anyone other than a consumer looking to purchase real estate is prohibited. Automated collection, scraping, republication, or redistribution is prohibited.

Last updated: 4/15/2026, 11:07:08 PM

DMCA Notice · Privacy Policy · Terms