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This property has sold on March 23, 2026. Looking for something similar? Contact us or browse available homes.

19012 Speculator Ln, photo 1, Elgin, Elgin, TX
Sold

Per MLS rules, only the primary photo is shown for non-Keenan closed listings.

Off Marketas of Apr 24, 2026

This property is no longer actively listed. We can help you find similar homes currently for sale, notify you if this property relists, or explore off-market opportunities in the area.

$255,000

last listed

19012 Speculator Ln, Elgin, TX 78621

Elgin•MLS# 6580877
4beds
2bath
1,794sqft
Built2021

Why you're seeing this property: Unlike major portals that hide off-market listings, we maintain the most comprehensive Austin property database. View market history, neighborhood data, and discover similar homes currently for sale. #1 Austin Realtor Team 2024.

4 bed, 2 bath, 1,794 sqft on 0.14 acres in Elgin. Elgin, TX 78621. Last listed at $255,000, sold March 23, 2026. Elgin ISD.

About This Home

This home is better than new and is priced to sell, with more than $50k in upgrades!! Plus, ask about 0% down and 100% financing opportunities. Solar panels plus a backup battery offer significant energy savings & tax benefits, and — best of all — power in case of an electricity outage. An underground storm shelter adds an extra layer of safety. For your peace of mind, this well-maintained 4-bedroom, 2-bath home has been pre-inspected. It is freshly painted, previously carpeted areas have been updated with durable vinyl flooring, and the backyard is being freshly seeded. Benefit, too, from a whole-house water softener. Located in a prime Elgin location, the home is walking distance to Elgin High School and is a short commute into Austin. The neighborhood features walking trails, sports courts, & inviting green spaces — perfect for an active lifestyle. All appliances convey.

Property Type
Residential
Year Built
2021
Lot Size
0.14 acres
Price / Sq Ft
$142
HOA
$35/mo
Garage
2 spaces

Listing information last updated March 9, 2026.

Listed by Bramlett Partners

MLS# 6580877 • Closed

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Properties displayed may be listed or sold by various participants in the MLS.

Highlights

2-car garage with additional parking capacity
Ceiling Fan(s)
High Speed Internet
Open Floorplan
Primary Bedroom on Main
Recessed Lighting

Facts & Features

Interior

Features

  • Ceiling Fan(s)
  • High Speed Internet
  • Open Floorplan
  • Primary Bedroom on Main
  • Recessed Lighting
  • Walk-In Closet(s)

Appliances

  • Dryer
  • Refrigerator
  • Washer
  • Washer
  • Dryer

Flooring

  • Carpet
  • Vinyl
Heating
Central
Cooling
Central Air
Exterior & Lot

Features

  • No Exterior Steps
  • Private Yard

Construction

  • Brick
  • Cement Siding

Lot Features

  • Back Yard
  • Front Yard

Fencing

  • Back Yard
  • Fenced
  • Gate
  • Privacy
  • Wood

Foundation

  • Slab

Patio / Porch

  • Porch
  • Rear Porch
Roof
Shingle
Lot Size
0.14 Acres

Parking

  • Garage
  • Garage Faces Front
Garage Spaces
2
Financial
HOA Fee
$35 / mo
Original List Price
$270,000
Price per Sq Ft
$142
Utilities
  • Electricity Connected
  • High Speed Internet
  • Sewer Connected
Water Source
Public
Sewer
Public Sewer

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Price & Listing History

Active Under Contract with current price, original ask, and market time.

View Timeline
Current list
$255,000
Original list
$270,000
Price movement
$15K reduction
Listed / DOM
Nov 7, 2025

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$301,436
Assessment Year
2025
Year Built
2021
Parcel ID
000000941886
$324K
$257K
$256,700
2023
$324,245
+26.3% from prev
2024
$301,436
-7.0% from prev
2025
YearTaxesTotal AssessmentLandAdditions
2025-7.0%
—$301,436——
2024+26.3%
—$324,245$60,000$273,299
2023
—$256,700$16,800$307,445
5-Year Change17.4%
Map showing 19012 Speculator Ln
19012 Speculator Ln
Directions

Zoned Schools

Elgin ISD

1 High School1 Middle School1 Elementary School

Elgin

High SchoolGrades 9-12Zoned assignment

Elgin

Middle SchoolGrades 6-8Zoned assignment

Harvest Ridge

ElementaryGrades K-5Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$1,412

Excluded from this estimate: property taxes, home insurance, and HOA dues. Each requires verified amount, cadence or unit, source, and as-of details.

20% ($51K)

Adjustable assumption - not a lending recommendation.

$255,000

Loan: $204K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
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Keenan Market Position

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List price

$255,000

Price per sqft

$142/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

Not available

Original to current

$15K reduction

$270K original

Active inventory context

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Source: Public records and Keenan Group review as of Apr 25, 2026.

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Frequently Asked Questions

What school district is 19012 Speculator Ln in?

19012 Speculator Ln is zoned for Elgin ISD with assigned schools: Harvest Ridge (elementary), Elgin (middle), Elgin (high). School assignments should be verified directly with the district.

What are the property details for 19012 Speculator Ln?

19012 Speculator Ln is a Residential built in 2021 featuring 4 bedrooms, 2 full bathrooms, 1,794 square feet, 0.14-acre lot.

What are the property taxes for 19012 Speculator Ln?

The most recent annual property tax for 19012 Speculator Ln is $5,475. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

When was 19012 Speculator Ln built?

19012 Speculator Ln was built in 2021, making it 5 years old with relatively recent construction.

What is the community structure at 19012 Speculator Ln?

The MLS listing reports HOA or association dues of $35 monthly for 19012 Speculator Ln. It does not establish included amenities, services, rules, reserves, or current assessments; verify those items in current association documents.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Elgin

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

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Last updated: 4/24/2026, 9:51:50 PM

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