
The solar panels are paid off at closing. The next owner takes the system free and clear — no lease, no loan assumption, no monthly payment.
Five-bedroom, 2.5-bathroom two-story home built in 2023 with 3,055 square feet on a premium lot in Cottonwood Creek, Hutto, Texas. The home faces the HOA-owned neighborhood park across the street — open green space in front instead of another rooftop. Behind it, the backyard backs to a utility easement rather than a neighboring fence line, making it a semi-private yard. Hutto ISD.
That lot placement is the difference. New construction in Cottonwood Creek can't reproduce it — the park-front position and the easement buffer are fixed features of this lot, and pairing them with 3,055 square feet is not something a buyer can order from a builder here.
The main level includes a private home office and the primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open-concept kitchen, dining, and living area connects to a walk-in pantry and a dedicated laundry room. A large under-stair storage closet handles the overflow most floor plans this size don't account for.
Upstairs, four secondary bedrooms surround a large flex space that works as a game room, media room, home gym, playroom, or second living area.
Owned solar panels offset most of the monthly electric costs. Cottonwood Creek amenities include two swimming pools, the park across the street, a playground, and sidewalk-lined streets for walking and biking.
Minutes from US-79 and SH-130, with direct access to Round Rock, Taylor, Georgetown, Pflugerville, and Austin. Historic Downtown Hutto and the Hutto Co-Op District offer locally owned restaurants, shops, and live events nearby.
Five bedrooms, an office, a flex room, owned solar, and a premium park-front lot in Cottonwood Creek — Hutto, TX 78634.
Property Type
Residential
Year Built
2023
Lot Size
0.11 acres
$/Sq Ft
$124
HOA
$65/mo
Garage
2 spaces
Listed by All City Real Estate Ltd. Co
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
200 Montego ST is listed at $379,900 with 5 bedrooms, 2 full, 1 half bathrooms, 3,055 square feet, 0.11-acre lot.
200 Montego ST is zoned for Hutto ISD with assigned schools: Cottonwood Creek (elementary), Farley (middle), Hutto (high). School assignments should be verified directly with the district.
200 Montego ST is a Residential built in 2023 featuring 5 bedrooms, 2 full, 1 half bathrooms, 3,055 square feet, 0.11-acre lot.
200 Montego ST is listed by All City Real Estate Ltd. Co. Keenan Group at Compass presents this IDX listing and provides the accompanying market analysis using MLS Grid / Unlock MLS data reviewed as of Aug 22, 2026.
The most recent annual property tax for 200 Montego ST is $8,635. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
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2 records on file
Every recorded listing, sale, and lease at 200 Montego ST, whoever represented it.
Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.
Listed with current price, original ask, and market time.
Public record data from county appraisal records. Market value can differ from assessed value.
| Year | Taxes | Total Assessment | Land | Additions |
|---|---|---|---|---|
2026+3.3% | — | $413,085 | $79,000 | $334,085 |
2025 | — | $399,709 | $79,000 | $320,709 |

Hutto ISD
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.
20% ($76K)
$379,900
Luxury property intelligence
A sourced read on COTTONWOOD CREEK pricing, timing, and property scale. No automated valuation claim.
List price
$379,900
Price per sqft
$124/sqft
Vs. COTTONWOOD CREEK median
Not available
Days on market
9 days
Original to current
$45.1K reduction
$425K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Aug 22, 2026.
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With 20% down ($75,980) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 200 Montego ST is around $2,691 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
As of Aug 22, 2026, 200 Montego ST is offered at $379,900. The current MLS snapshot shows 460 active listings in 78634. Keenan Group has completed 1 verified transactions in 78634 within its 1,000+ completed transactions and $1B+ career volume across Austin.
200 Montego ST was built in 2023, making it 3 years old with relatively recent construction.
200 Montego ST includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
200 Montego ST is part of a managed community with HOA dues of $65 quarterly. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
6 events on record
Current Price
$379,900
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
| Year | Taxes | Total Assessment | Land | Additions |
|---|
2026+3.3% | — | $413,085 | $79,000 | $334,085 |
2025 | — | $399,709 | $79,000 | $320,709 |
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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