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Keenan Group#1 Austin Board of Realtors Team 2024

$675,000

4Beds
2.5Baths
2,585Sq Ft
0.22 acresLot

3405 Congress Ave, Lago Vista, TX 78645

Lago Vista·MLS# 8886007·Built 2022·33 days on market

4 bed, 2 bath, 2,585 sqft on 0.22 acres in Lago Vista. Lago Vista, TX 78645. $675,000. Lago Vista ISD.

About This Home

Welcome home to 3405 Congress! Featuring a dramatic floating staircase, expansive windows, a striking atrium, rooftop deck, two wine/beverage refrigerators, loft, four bedrooms, and a downstairs flex room, this distinctive home offers exceptional design and indoor-outdoor living.

The open kitchen features upgraded leathered countertops, a walk-in pantry, and butler’s pantry. It flows into the great room with fireplace and connects to a downstairs flex room ideal for dining, an office, or additional living space. The atrium offers a unique retreat with possibilities for a wine room, sitting area, or quiet escape.

The primary suite includes dual vanities, a soaking tub, and a spacious walk-in closet with direct laundry access. Upstairs are three additional bedrooms and a loft with wet bar, glass-front cabinetry, and beverage refrigerator.

The oversized 18' x 8' garage features an epoxy floor, while the rooftop deck above the garage is ideal for entertaining and enjoying sunset views. A covered patio with fireplace and cedar ceiling extends the living space outdoors.

Just minutes from the nearest boat dock and a short drive to Austin, this home offers a unique combination of architectural style, versatile spaces, and convenient Lake Travis living.

Lago Vista Property Owners Association (LVPOA) membership provides owners access to private amenities, including waterfront parks, Lake Travis access, pools, tennis and pickleball courts, fitness facilities, campgrounds, boat ramps, marinas and docks, playgrounds, sports fields, and recreational areas throughout Lago Vista.

A discounted rate and no-lender-fee future refinancing may be available for qualified buyers purchasing this home and using an affiliate of Orchard Brokerage, LLC. Restrictions apply; consult the Listing Agent for details. Buyer and buyer’s agent should verify all listing information, including schools, taxes, HOA, room dimensions, and square footage.

Property Type
Residential
Year Built
2022
Lot Size
0.22 acres
Price / Sq Ft
$261
HOA
$240/year
Garage
2 spaces

Listing information last updated October 19, 2026.

Listed by Orchard Brokerage

MLS# 8886007 • Active

IDX inquiries: Keenan Group at Compass · (512) 415-7653

Highlights

2-car garage with additional parking capacity
Generous 0.22-acre lot
Breakfast Bar
Built-in Features
Ceiling Fan(s)
Tray Ceiling(s)

Facts & Features

Interior

Features

  • Bar
  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Tray Ceiling(s)
  • Chandelier
  • Granite Counters
  • Stone Counters
  • Double Vanity
  • Interior Steps
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Soaking Tub
  • Walk-In Closet(s)
  • Wet Bar

Appliances

  • Cooktop
  • Dishwasher
  • Disposal
  • Electric Cooktop
  • Exhaust Fan
  • Microwave
  • Oven
  • Electric Oven
  • RNGHD
  • Refrigerator
  • Stainless Steel Appliance(s)
  • Wine Cooler
  • Wine Refrigerator

Flooring

  • Carpet
  • Concrete
  • Stone
  • Tile
  • Vinyl
Heating
Natural Gas
Cooling
Ceiling Fan(s),Central Air
Fireplaces
2
Exterior & Lot

Features

  • Gutters Full

Construction

  • Wood Siding
  • Stone
  • Stucco

Lot Features

  • Few Trees
  • Sloped Up
  • Trees-Moderate

Foundation

  • Slab

Patio / Porch

  • Covered
  • Deck
  • Porch
  • Rear Porch
  • Terrace
Roof
Composition,Shingle
Lot Size
0.22 Acres

Parking

  • Attached
  • Concrete
  • Driveway
  • Garage
  • Garage Faces Front
  • Oversized
Garage Spaces
2
Financial
HOA Fee
$240 / year
Original List Price
$675,000
Price per Sq Ft
$261
Utilities
  • Electricity Available
  • Phone Available
  • Sewer Available
  • Water Available
Water Source
Public
Sewer
Public Sewer

Transaction History

2 records on file

Every recorded listing, sale, and lease at 3405 Congress Ave, whoever represented it.

  1. ActiveListed 2026
    Current price: $675,000Original list: $675,000MLS 8886007
    1. Listed · September 18, 2026$675,000
  2. SoldFebruary 28, 2005
    Listed at: $3,000MLS 7426512

Prices shown are list prices. Closed sale prices are available to registered clients in accordance with ACTRIS rules.

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Price & Listing History

Listed with current price, original ask, and market time.

View Timeline
Current list
$675,000
Original list
$675,000
Price movement
No verified reduction
Listed / DOM
Sep 18, 2026 · 33 days

Tax Record

Public record data from county appraisal records. Market value can differ from assessed value.

Assessed Value
$424,030
Assessment Year
2025
Year Built
2022
Parcel ID
000000165696
$424K
$10K
$10,000
2021
$291,304
+2813.0% from prev
2024
$424,030
+45.6% from prev
2025
YearTaxesTotal AssessmentLandAdditions
2025+45.6%
—$424,030$52,281—
2024+2813.0%
—$291,304$50,000$415,919
2021
—$10,000$15,000—
5-Year Change4140.3%

Virtual Tour

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Map showing 3405 Congress Ave
3405 Congress Ave
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Zoned Schools

Lago Vista ISD →

1 High School

Lago Vista

High SchoolGrades 9-12Zoned assignment

Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility.

Principal & interest
$3,739
HOA dues
$20

Excluded from this estimate: property taxes and home insurance. Each requires verified amount, cadence or unit, source, and as-of details.

HOA source: MLS Grid / Unlock MLS, as of 2026-10-20T00:40:07.442+00:00; normalized from annual dues.

20% ($135K)

Adjustable assumption - not a lending recommendation.

$675,000

Loan: $540K
Mortgage rate%
Payoff: ~2056
Rate source: Freddie Mac 30-year fixed average (PMMS via FRED), as of 2026-10-15
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Keenan Market Position

A sourced read on Lago Vista pricing, timing, and property scale. No automated valuation claim.

List price

$675,000

Price per sqft

$261/sqft

Vs. Neighborhood guide reference price

Not available

Days on market

33 days

Original to current

No verified reduction

$675K original

Active inventory context

Ask for current inventory

Source: MLS Grid / Unlock MLS and Keenan Group review as of Oct 20, 2026.

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Frequently Asked Questions

How much is 3405 Congress Ave?

3405 Congress Ave is listed at $675,000 with 4 bedrooms, 2 full, 1 half bathrooms, 2,585 square feet, 0.22-acre lot. This places it above the ZIP 78645 single-family closed-sale median price of $454,500 (ZIP 78645 geography · single-family closed sales · median sale price · trailing 12 months as of Oct 19, 2026).

What school district is 3405 Congress Ave in?

3405 Congress Ave is zoned for Lago Vista ISD with assigned schools: Lago Vista (elementary), Lago Vista (middle), Lago Vista (high). School assignments should be verified directly with the district.

What are the property details for 3405 Congress Ave?

3405 Congress Ave is a Residential built in 2022 featuring 4 bedrooms, 2 full, 1 half bathrooms, 2,585 square feet, 0.22-acre lot.

What are the property taxes for 3405 Congress Ave?

The most recent annual property tax for 3405 Congress Ave is $9,035. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.

How should a buyer estimate the monthly payment for 3405 Congress Ave?

This page does not assume a mortgage rate or publish a monthly payment for 3405 Congress Ave. A property-specific estimate requires a current lender rate, chosen down payment, taxes, insurance, and any verified association dues.

How does 3405 Congress Ave compare with other homes in Lago Vista?

As of Oct 20, 2026, 3405 Congress Ave is offered at $675,000. The current MLS snapshot shows 222 active listings in 78645. Keenan Group has completed 7 verified transactions in 78645 within its 1,000+ completed transactions and $1B+ career volume across Austin.

When was 3405 Congress Ave built?

3405 Congress Ave was built in 2022, making it 4 years old with relatively recent construction.

What is the community structure at 3405 Congress Ave?

The MLS listing reports HOA or association dues of $240 annual for 3405 Congress Ave. It does not establish included amenities, services, rules, reserves, or current assessments; verify those items in current association documents.

Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.

Why Choose the #1 Austin Board Team for Lago Vista

#1 ABoR Team 20241,000+ Career SalesCompass Luxury Collection Specialist

#1 Austin Board of Realtors Team. 1,000+ homes sold and $1B+ in career sales over 25+ years in Austin.

25+ years advising buyers and sellers in this community

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Listing courtesy of Unlock MLS as distributed by MLS GRID. Information deemed reliable but not guaranteed. Neither the listing broker nor Compass RE Texas, LLC shall be responsible for any typographical errors, misinformation, or misprints.

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Last updated: 10/19/2026, 7:40:07 PM

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