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4315 S Congress Ave Unit #320
Austin, TX, 78745
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$139,600
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Discover modern living in the heart of Austin with the Congress Lofts at St. Elmo. Pricing for these stylish studio lofts starts at $139,600, making homeownership both attainable and affordable. Located on the vibrant South Congress Avenue and within the heart of the St. Elmo Arts District, you'll be just steps away from eclectic local shops, creative restaurants, and lively entertainment. Enjoy the best of Austin city life right at your doorstep! Congress Lofts at St. Elmo offers more than just a prime location. Indulge in luxurious amenities such as a stunning courtyard with a pool, an outdoor kitchen, and multiple resident lounges, designed for those who appreciate comfort and convenience without stretching their budget. Each unit features Bosch appliances, Quaker Warehouse style windows, and Italian cabinets from Italkraft, adding a touch of modern elegance to your living space. Don't miss out on this unique opportunity to live in affordable luxury. Estimated delivery is early 2025. This condo is part of the City of Austin's Affordable Housing Program, available to income-eligible buyers ONLY at 60 % MFI. Parking available for purchase. Email homebase@homebasetexas.org for more details.
Property Type
Residential
Year Built
2025
Lot Size
0.01 acres
$/Sq Ft
$261
HOA
$65.85/mo
Listed by HomeBase
Property Details
Features
Appliances
Flooring
Features
Construction
Lot Features
Fencing
Foundation
Patio / Porch
Parking
Waterfront
Verified property facts
4315 S Congress Ave Unit #320 is listed at $139,600 with 0 bedrooms, 1 full bathrooms, 534 square feet, 0.01-acre lot.
4315 S Congress Ave Unit #320 is zoned for Austin ISD with assigned schools: Galindo (6/10) (elementary), Bedichek (2/10) (middle), Travis (high). School assignments should be verified directly with the district.
4315 S Congress Ave Unit #320 is a Residential built in 2025 featuring 0 bedrooms, 1 full bathrooms, 534 square feet, 0.01-acre lot.
4315 S Congress Ave Unit #320 is presented by the Keenan Group at Compass Real Estate, the #1 Austin Board of Realtors Team (2024) with 1,000+ career transactions and $1B+ in career volume across Austin's luxury market.
4315 S Congress Ave Unit #320 is priced at $261 per square foot across 534 sqft.
#1 Austin Board of Realtors Team. Over 1,000 successful transactions with high-end expertise.
25+ years advising buyers and sellers in this community
Listing timeline with current price, original ask, and market time.
Zoned assignments come from the property school fields available to us. District context schools are shown only when an assigned tier is missing. Contact the school district directly to verify current boundaries and enrollment eligibility. Ratings from GreatSchools.org.
20% ($28K)
$139,600
Luxury property intelligence
A sourced read on Congress Lofts at St Elmo pricing, timing, and property scale. No automated valuation claim.
List price
$139,600
Price per sqft
$261/sqft
Vs. Congress Lofts at St Elmo median
Not available
Days on market
652 days
Original to current
No verified reduction
$139.6K original
Active inventory context
Ask for current inventory
Source: MLS Grid / Unlock MLS and Keenan Group review as of Apr 25, 2026.
Request Private Market AnalysisZIP-level neighborhoods, schools, lifestyle, and Austin market context
District guide, nearby schools, and homes by attendance area
Private Austin CMA, TCAD context, and pricing strategy
Pricing, prep, launch timing, and Compass marketing strategy
#1 ABOR Team 2024 with $1B+ career sales volume
The most recent annual property tax for 4315 S Congress Ave Unit #320 is $1,328. Texas has no state income tax, so property taxes are a primary revenue source. Rates vary by jurisdiction and exemptions. Verify current amounts with the county appraisal district.
With 20% down ($27,920) on a 30-year fixed mortgage at approximately 6.75%, the estimated monthly payment for 4315 S Congress Ave Unit #320 is around $835 including principal, interest, and estimated taxes. Actual payment varies by rate, down payment, insurance, and HOA fees.
At $139,600, 4315 S Congress Ave Unit #320 is in the Congress Lofts at St Elmo market where there are currently 180 active listings in 78745. The Keenan Group has completed 29 transactions in 78745 as part of 1,000+ career sales totaling $1B+ across Austin.
4315 S Congress Ave Unit #320 includes verified waterfront access: None. Buyers should confirm shoreline, dock rights, and floodplain status during due diligence.
4315 S Congress Ave Unit #320 is part of a managed community with HOA dues of $66 monthly. HOA-managed communities in Austin's luxury market typically provide amenities such as common areas, security, and exterior maintenance. Verify current dues and rules with the HOA directly.
Answers use visible listing facts, school context, and neighborhood data available on this page. Verify time-sensitive details before making decisions.
2 events on record
Current Price
$139,600
Timeline data compiled from MLS records and public records. Information deemed reliable but not guaranteed.
Timeline merges MLS activity (when permitted) with public records. Some details may be restricted to registered VOW clients.
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